The maximum value of a Canadian postal money order is $999.99 CAD and USD and £100.00. [1] This article was co-authored by our trained team of editors and researchers who validated it for accuracy and comprehensiveness. A logo or other insignia will tell you what bank or other business issued the money order. For example, suppose you receive the money order and it was damaged in mailing and is torn. 5 Surprisingly Easy Ways to Organize Your Home and Life. In some cases you will be able to pay with a credit or debit card. You can cash your postal Money Order at any Canada Post office. I was excited to uncover this site. Even though the grocery store may be open 24 hours, they may not cash money orders at all hours. There are other limitations with using the Post Office, however. If you already made it out to yourself, same advice. For more tips, including how to purchase a money order, read on! Postal Service, cash them if they have the cash on hand, while some sellers might not cash them at all. , specialize in money orders. If your money order were to be lost or stolen, it’s important to have your records and receipt. Place your cash in a safe location prior to leaving the service counter. Since grocery stores do a high volume of business, even in more rural areas, they typically keep more cash on hand. With a variety of locations available to cash a money order, it’s a convenient service to use with minimal fees. Money order vs. cash: Because money orders are made out to a particular person as the payee, it's difficult for a third party to steal your money. Walmart has over 4,700 locations in the U.S. alone. Third-party blogger may have received compensation for their time and services. It is possible to get a money order refund from the issuer, whether you originally purchased the money order from a bank, credit union, post office, Amscot branch, MoneyGram agent, or Western Union agent. This makes the money order official and cashable by the recipient. Endorse the money order like you would a check.. Sign your name on the back. Consider unloading your cash as soon as you can so you’re not carrying around a large sum of money. A check is not an acceptable form of payment, Cash is required for a purchase, like a used car or rental security deposit, You need to send a payment through the mail, You don’t have a checking or banking account, You’re making a large purchase and don’t want to have the cash on-hand. The name of the recipient and the name of a financial institution that issued the money order usually appears on the document, making it difficult to steal a money order. You cannot pay with a credit card. Publix. Postal Service. You can find a … Cashing a money order is usually convenient, as there are several places that offer this service. Wait until you're indoors and ready to... 3. Use them to give a gift, make a purchase… Why do I have to pay to cash a money order? If you’re wondering how to cash a money order, we’ve laid out the step-by-step guide below, along with a list of where to cash a money order. The bank that issued the money order will usually have the lowest fees, but search online for the cheapest fee. Call ahead of time or look on their website before heading to their location. Understand where you stand financially to achieve the life you want. You may also be able to obtain a refund for a money order that you purchased and gave to a payee who did not cash it. Locations include a bank, credit union, … If the money order is lost or damaged, the receipt likely will be too, and then you'll be unable to do anything. Click here to read full Terms of Service. In most cases, your best bet will be to pay for your money order with cash, personal check, or debit card. If the money order was issued by a bank and you don't have a branch of that particular bank nearby, you still may be able to get the money order cashed at a different bank. Don’t write anything on the back. Fortunately, money orders are a convenient and affordable way to send guaranteed money to any recipient of your choosing. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. We’re here to answer all of your questions. You may wish to notify the sender that you successfully cashed their money order. You may have to pay a fee to cash a money order, although the fees tend to be low. wikiHow's Content Management Team carefully monitors the work from our editorial staff to ensure that each article is backed by trusted research and meets our high quality standards. In that case, you can visit another post office or come back at a later time. It's generally a good idea to avoid check-cashing stores if at all possible. Government-issued IDs such as a passport, driver’s license, and military card are all valid forms. If you deposited the money order in your bank account, you typically can also receive at least a portion of it back in cash. If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID. For example, you might say "Are you sure the fee will be $7? If you plan to charge a money order, be aware that your credit card company may consider a money order purchase to be a cash advance, which has some significant downsides. Additionally, the place that cashes the money order may want to compare the signature to the one on your ID. A money order functions like a prepaid check, and someone who receives one can normally cash it or deposit it into a bank account. How to Get Your Western Union Money Order Refund. If they were left blank, they may not be negotiable. And, we also mentioned that the amount of places where you can actually cash money orders is much more limited, compared to the number of places where you can buy them. These same places generally will also cash a money order they have issued, or you can deposit a money order into your bank account. If you made it out to somebody else and still have it, it might look like you stole it when you attempt to cash it, so go to a bank and … While fees are typically small for money orders, they may differ from location to location. It's always good to call a nearby branch and ask them. Above all, maintaining financial stability and security is of the utmost importance. Available for free until you are ready to... 3 counter or call ahead of or... Driver 's license, and some retail stores or along the bottom of the how to cash a money order, you purchased order blank. 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